Want to Buy A Houston Home?

We’d love to help you get into one of our Houston Homes. Bad or NO credit isn’t a problem with us.

Learn more below!

🏡 Buy a House with Us — Two Easy Ways to Become a Homeowner

Finally, a Way to Own a Home Without the Red Tape

At Chakra Home Buyers, we believe everyone deserves a chance to own a home.
We make it simple, fast, and flexible — even if you’ve been told “no” by banks or lenders before.

Whether you’re self-employed, have limited credit, or just need a second chance, we have two ways to buy that work for nearly anyone.


🔑 Option 1: Buy One of Our Available Homes

We have a growing inventory of move-in-ready homes — from charming older houses to brand-new builds.

Here’s how it works:

  • You’ll need around $20,000 down toward your home purchase.
  • No closing costs — we cover them for you!
  • We’ll show you exactly what your monthly PITI payment (Principal, Interest, Taxes, and Insurance) will be.
  • Many parts of the deal are negotiable, and we’ll work with you to make it fit your budget.

💸 Option 2: 100% Financing Available

If you don’t have a large down payment, we also offer 100% financing options!

With this route:

  • You’ll only pay your closing costs and loan points.
  • You can become a homeowner with no traditional mortgage hoops to jump through.

We focus on your ability to make the payment, not your credit score or tax returns.


🙌 Who Qualifies?

Almost everyone. Seriously.

We understand life happens — maybe you’re an entrepreneur, have no credit, or haven’t filed taxes recently. That’s okay.
With us, 99% of people qualify because we care about one thing:
👉 Can you afford the monthly payment?


📞 Ready to Buy?

Let’s make homeownership possible for you.

Call or text us today or fill out our short form to tell us what kind of home you’re looking for — and we’ll match you with the perfect one.

Want to learn more about our 100% owner-financing process? Click here now!

Give us a call anytime at (832) 714-1153 to find out how we can help you, or fill out the form below to get started now.

Sounds simple, right? It truly is.

How To Get Started

If you’re curious to see what properties we have available today, get started by filling out the pre-qualification form below. We do have properties listed on this website but the best deals don’t even make it to this site because they get snatched up by those already pre-qualified BEFORE we even get a chance to list it online or on the MLS.

So, you’ll get an edge when you start the process by getting pre-qualified below.

Fill out the form BELOW to get the process rolling and see available owner-financing homes in Houston! 

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